CRED

About CRED

CRED is an Indian fintech company headquartered in Bangalore, Karnataka. Founded in 2018 by Kunal Shah, it operates a members-only consumer finance app whose core product rewards on-time credit-card-bill payments and aggregates a user's credit-card statements in a single interface. The company has since expanded into adjacent products including house-rent payments, short-term credit lines, e-commerce, personal-finance management, and travel. CRED reached unicorn status in 2021 and is one of the most prominent venture-backed consumer-fintech companies in India. Engineering and product teams are concentrated in Bangalore, with hiring across backend (Java, Golang), mobile (Android, iOS, React Native), data, design, and product roles. Fresher and early-career hiring is typically into software-engineer and associate-product roles, sourced both through campus pipelines and the company's own careers portal. The company is backed by investors including DST Global, Sequoia Capital India (Peak XV), Tiger Global, and Ribbit Capital. CRED is also known for high-profile consumer marketing, including IPL sponsorships, which has made the brand unusually visible relative to its peer fintechs and contributes to a competitive applicant pool for early-career roles.

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