Paytm

About Paytm

Paytm is an Indian digital-payments and financial-services brand operated by One97 Communications Limited, headquartered in Noida, Uttar Pradesh. Founded in 2010 by Vijay Shekhar Sharma, the company evolved from a mobile-recharge platform into one of India's largest fintech ecosystems, and listed on the BSE and NSE in 2021 under the ticker PAYTM, making it one of the largest technology IPOs in Indian history at the time. Paytm's consumer offerings include the Paytm app for UPI payments, mobile and utility recharges, bill payments, peer-to-peer transfers, ticketing, wealth-management products through Paytm Money, and a credit-and-lending marketplace. For merchants and small businesses, Paytm offers QR-code-based UPI and card acceptance, the Soundbox payment-confirmation device, point-of-sale solutions, settlement banking, payment gateways, and merchant lending. The Paytm group historically owned a payments-bank subsidiary, which was operated as Paytm Payments Bank Limited and was subject to regulatory restrictions imposed by the Reserve Bank of India in 2024 that materially changed the structure of the group's banking operations. Paytm's engineering, product, design, finance, and operations teams are based primarily in Noida, with additional offices in Bengaluru, Mumbai, and other cities. Indian engineering teams own consumer mobile and web apps, the merchant Soundbox and POS stack, payment-routing and clearing systems, lending platforms, and the company's data-and-machine-learning systems for risk and personalisation. Indian fresher and early-career hiring at Paytm typically targets software-engineer, mobile-engineer, data-engineer, data-scientist, product-analyst, business-analyst, and operations-trainee roles, sourced through campus placements at Indian engineering, management, and analytics institutes and through the Paytm careers portal.

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