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FICO

FICO (Fair Isaac Corporation) is an American analytics software company headquartered in Bozeman, Montana, best known for the FICO credit score and decision-management platforms used across financial services.

Product Fintech Bozeman, Montana, United States Est. 1956

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About FICO

FICO, the operating brand of Fair Isaac Corporation, is an American analytics software company headquartered in Bozeman, Montana. The company is best known for the FICO Score, the consumer credit-risk score most widely used by lenders in the United States, and for the FICO Platform, an enterprise decision-management and AI platform used by banks, insurers, retailers, telecommunications providers, and government agencies.

FICO was founded in 1956 by engineer Bill Fair and mathematician Earl Isaac in San Rafael, California, with the thesis that data-driven decisions could outperform human judgment in credit underwriting. The company is publicly listed on the New York Stock Exchange under the ticker FICO and is a constituent of the S&P 500. Its product portfolio spans credit scoring, fraud detection (Falcon), customer-engagement, originations, collections, and optimization.

Founded
1956
Headquarters
Bozeman, Montana, United States
Employees
1,001–5,000
Type
Product
Industry
Fintech

Offices

Bangalore · Pune

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