FICO

About FICO

FICO, the operating brand of Fair Isaac Corporation, is an American analytics software company headquartered in Bozeman, Montana. The company is best known for the FICO Score, the consumer credit-risk score most widely used by lenders in the United States, and for the FICO Platform, an enterprise decision-management and AI platform used by banks, insurers, retailers, telecommunications providers, and government agencies. FICO was founded in 1956 by engineer Bill Fair and mathematician Earl Isaac in San Rafael, California, with the thesis that data-driven decisions could outperform human judgment in credit underwriting. The company is publicly listed on the New York Stock Exchange under the ticker FICO and is a constituent of the S&P 500. Its product portfolio spans credit scoring, fraud detection (Falcon), customer-engagement, originations, collections, and optimization. FICO operates a large engineering, data-science, and customer-success presence in India, with offices in Bangalore and Pune. Indian teams contribute to FICO Platform engineering, analytic-model development, fraud and cyber analytics, and global professional-services delivery for FICO's banking and enterprise customers. Indian fresher hiring at FICO typically feeds into associate-software-engineer, data-scientist, analytics-consultant, and quality-engineer roles, sourced through campus placement at Indian engineering and analytics institutes and through structured graduate-trainee programs. FICO has positioned its long-term strategy around applied analytics, machine learning, and decisioning at scale, with investments in cloud delivery on the FICO Platform, real-time fraud and financial-crime defenses, and generative-AI assistants for analysts and developers.

Office locations